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Borrowers with assets but poor credit are likely to find more affordable loans with a hard money lender. Hard money lenders are primarily concerned with the collateral used to secure the loan.
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Funding time: The best hard money lenders can fund in roughly 10 to 15 days, allowing both short- and long-term investors to compete with all-cash buyers and close deals quickly. Customer service: The best hard money lenders are typically online lenders who offer a higher level of customer service than more traditional hard money lenders.
· A hard money loan is a loan of "last resort" or a short-term bridge loan. Primarily used in real estate transactions, its terms are based mainly on the value of the property being used as.
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